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                                                                                A FULL SERVICE BRANCH OF THE FIRST NATIONAL BANK OF BARRY

                                                                                                                                                                        

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MMDA - Money Market Demand Account
At a Glance Interest bearing account that can be accessed by checks (limits apply).
Features
  • Variable interest paid on balances $2,500 and up. 
  • Interest compounded and paid monthly.
  • Limited to 3 two-party checks per month.
Best For Customers that want access to their savings without having come in personally to make a withdrawal.

Minimum Balance

Minimum Balance of $2,500 to receive MMDA interest rate.Passbook rate on balances of $1,000 - $2,500.No interest on balances that fall below $1,000.
Fee $5.00 service charge on balances that fall below $1,000
 
Certificates of Deposit, 90 Day, 6 Month, and 12 Month
At a Glance Short term CD’s earn more than Passbook Savings without tying up your money for long terms.
Features Interest can be compounded or paid by check.
Best For Customers with $500 - $5000 that want to earn more on their money.

Minimum Balance

$500 Minimum Balance
Fee Penalty for early withdrawal.
 
Certificates of Deposit, 18 month, 24 month and 30 month
At a Glance Long term CD’s that earn maximum rates.
Features Interest can be compounded or paid by check.
Best For Customers that have larger amounts to invest and have the ability to have the money tied up for longer periods of time.

Minimum Balance

$5,000 Minimum Balance
Fee Penalty for early withdrawal.

 

IRA - Individual Retirement Accounts
At a Glance Savings accounts for those who are thinking about their retirement years.
Features Amount of deposit for tax year could be tax deductible. 
Best For Customers who want to start now planning for the financial future.

Minimum Balance

No Minimum Balance
Fee No service charges. Penalty for premature withdrawal.

 

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Send mail to fnb@fnbbarry.com with questions or comments about this web site.
Last modified: 04/26/08